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Workers' Compensation Archives

More movement at work will lower workers' compensation claims

The average worker in New Hampshire would rather be employed by a company that is safety and health conscious. No worker wants to become disabled due to a work injury and have to rely on the receipt of workers' compensation benefits. Therefore, both conscientious business owners and their workers support the introduction of safety and health measures that will reduce the numbers of work-related injuries and deaths.

Workers' compensation may pay death benefits to family of worker

The handling of a workplace accident in New Hampshire follows the same general procedure that is found in all other states. A workplace accident resulting in disability or death is handled through the workers' compensation insurance framework. In the case of injury and the inability to work because of a workplace accident, the worker will collect lost wages benefits for the duration of the disability, until he or she can return to work.

Workers' compensation disputes often occur in head trauma claims

When a worker is injured at work in New Hampshire, the first and primary layer of coverage for those injuries is workers' compensation insurance. One of the most difficult types of workplace injuries for a worker to suffer is a head injury. Such injuries are sometimes elusive for medical providers to diagnose accurately, and as a result, head injuries can often be the subject of a contested workers' compensation claim.

Workers' compensation is there for injured loggers

The lumber business is big in New Hampshire, and not many people realize that loggers put their lives on the line every day. In fact, according to the Bureau of Labor Statistics, logging is the occupation with the highest rate of fatalities. This is also evident in the number of workers' compensation claims filed by loggers.

Workers' compensation covers injury inflicted by co-worker

New Hampshire law provides compensation coverage for a worker who is injured by a co-worker while at work. This type of incident is covered under the wide umbrella of workers' compensation insurance. The scope of the coverage is generally that all work-related injuries are compensated through the workers' comp system.

Workers' compensation benefits cover serious worker injuries

Falls on construction sites are a major source of worker injuries in New Hampshire. Whenever a construction worker or other employee is injured while at work, state law mandates that the medical expenses and partial lost wages be paid to the worker for as long as he/she remains disabled. The laws governing such matters are the state's workers' compensation laws.

Safety consciousness may reduce workers' compensation disputes

Due to the high incidence of workplace injuries in New Hampshire and nationally, workers must try to take their own protective measures whenever possible. This is especially true where an employer does not focus on safety-conscious practices due to negligence or intentional cost-cutting measures. When a work-related accident does occur, it is compensated through the workers' compensation insurance system, which is sometimes subject to abuse by employers and insurers.

Workers' compensation and 3rd-party claim may follow truck crash

Drivers of dump trucks and other big rigs face many risks on the roads, particularly in mountainous states like New Hampshire. They have to rely not only on their skills as competent drivers but also on the skills of the mechanics that are responsible for maintenance of brakes and other engine parts. If negligence during maintenance of the vehicle causes a malfunction that leads to an accident, the injured victims -- or families of deceased accident victims -- may have more than a workers' compensation claim.

Workers' compensation covers loss of limb in workplace accident

In New Hampshire and other states, when a worker loses a limb in a workplace accident it usually happens under violently traumatic and painful circumstances. Such accidents often involve machinery that is not well adapted to the safety needs of the particular job. One common type of crush injury comes from mishaps involving forklifts and front-end loaders. In the aftermath of such a horrendous trauma to the worker, he or she will be compensated with the full array of workers' compensation benefits.

Workers' compensation claim depends on quick, accurate reporting

The date for employers in New Hampshire and elsewhere to become ready to electronically report injury data has been put off until Dec. 1, 2017. The federal requirement of employer reporting of worker injuries in an electronic format is mandated by the Occupational Safety and Health Administration. OSHA first scheduled the regulation to be effective on July 1, but it recently extended the date. While the federal regulations are important in the long run, local workers must remember to report their work-related injuries and illnesses or suffer a denial of workers' compensation benefits. 

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