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Key facts about workers’ compensation

If you're injured on the job in New Hampshire, it's crucial for you to know what rights you have to workers' compensation. This way, you can ensure that you get the proper benefits from your employer. Below are a few key facts that you should be aware of.

First off, workers' compensation is about more than just paying your medical bills. You may also miss time at work while you recover from your injury. Your employer needs to compensate you for at least 60 percent of that time. This compensation does not start as soon as you are injured, though, but after your time out of work exceeds three days.

You don't always have to report a job-site injury immediately, as New Hampshire regulations give you 24 months (two years) to do so. That being said, it's usually in your best interests to get the report in as soon as you can. Your boss will have the proper forms for you to fill out, which will be given out upon your request.

You cannot be assigned a doctor by the company, as you retain the right to pick out any physician that you want. If you get a first opinion and you don't agree, you can also look elsewhere for a second opinion. Never let anyone tell you that these choices are out of your hands.

Finally, your doctor is in control of when you can go back to the workplace. The 75WCA-1 form officially states whether you can work or not following the injury. Be sure that you obtain this form so that you have proof for your employer.

Source: New Hampshire Department of Labor, "Workers' Compensation Fact Sheet," accessed March. 31, 2015

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