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Car accidents: What it can take to recover

There are more cars, trucks and sports utility vehicles on the roads of New Hampshire than ever before. In fact, most families have more than one vehicle – almost a necessity with jobs, school and other activities sending them in different directions at the same time. Some communities have accommodated increased traffic fairly well; others are riddled with traffic jams and slow-moving lanes that create danger, upset and frustration on a daily basis. Unfortunately, car accidents are a potential negative consequence of modern day travel.

While it's true that some car accidents are just an inconvenience, many others are far more troublesome. Injuries can be catastrophic. Fatalities can devastate families. It's situations like these that deserve compassionate and skilled legal representation so whatever financial compensation appropriate to the individual circumstances is sought from those responsible.

Many people automatically think of hiring a lawyer when they are involved in an accident. This can be a good thing because it's easy for someone without experience with insurance companies to do or say something that can be detrimental to a claim. The protection of an experienced legal advocate can be very valuable to the outcome. Other people might have the initial reaction of wanting to avoid what they perceive to be drama or overwhelming involvement in the unknown. This can lead them to settle with an insurer quickly. This isn't the best choice because many needed recovery dollars might be lost.

Getting well should be a victim's first concern. With a knowledgeable representative at his or her side, it can be. The burden of figuring out what comes next can be assumed by someone with experience. Claims must include fair valuation of such things as medical expenses, lost wages and projected costs of long-term disability if that applies. For families who have lost a loved one, recovery and future security may involve psychological treatment, provisions for children's needs and legal accountability for their losses.

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