Being injured on the job is not something any employee wants. However, it is a fairly common occurrence in New Hampshire and across the country. The Occupational Safety and Health Administration has regulations in place to help keep workers safe, but those regulations aren't always followed.
When an employee is injured on the job, he or she is usually eligible for workers' compensation. This will pay a portion of the employee's wages and related medical bills. In addition, it can provide compensation for temporary or permanent disabilities and other complications from the injuries.
Employees have responsibilities when they are injured, though. You need to report the incident to your employer. While you have up to two years to report the incident, it's best if you do so right away.
You should keep copies of the incident report, as well as all medical records, expense receipts, prescriptions and other related items. This can become very helpful if your workers' compensation claim is denied.
In most cases, you can see the doctor of your choosing. However, if your workers' compensation carrier has "managed care," you will need to pick a physician from a list of doctors. Before you can return to work, you will need the doctor to complete form 75WCA-1. This will give you permission to return to work and list the limitations that might be imposed because of your injuries.
Should your claim for workers' compensation be denied, you can appeal the decision. A skilled workers' compensation attorney can guide you through this process. You shouldn't have to worry about getting the compensation you deserve for a workplace injury.
Source: New Hampshire Department of Labor, "Workers' Compensation Fact Sheet" Oct. 28, 2014