The regulations on workers' compensation vary from state to state.
As pointed out by the New Hampshire Bar Association, the first of a few important Granite State-specific distinctions is that every employer with one or more employees must provide workers' compensation.
The aid from this insurance comes in several forms, including payment of wages and medical bills while a person is injured, and a payment for certain permanent injuries for the loss of a body part or function, and death benefits for a job-related death.
In order to be deemed eligible for workers' compensation, an employee must have been injured while at work and have informed the employer of the incident. It must also be found that an inherent risk of the job was responsible for the accident-related injury.
It is important for employees to note that under New Hampshire law, the protection offered by the program means that workers cannot sue their employers for damages over an injury incurred at their job.
However, in certain situations, when an employer has five or more workers, there can be a reasonable expectation of re-employment after the individual recovers, with certain exceptions for the limitations of the employer and whether or not the position is still available. Therefore, in these instances, the ban on suits related to work impairments does not apply to wrongful termination claims.
Workers' compensation also applies to those who have become ill as a direct result of their working environment, such as chemical/environmental exposure and, in certain cases, stress claims.
If you believe you have a workers' compensation case, or if your employer or its insurance company has denied your claim, you may benefit from a consultation with a lawyer at the Law offices of Stephen C. Brown. These professionals can help you file your claim or argue your case at the N.H. Labor Dept. to ensure you receive the benefits you may be entitled to.